9900 S Thomas Drive 2331, Panama City, FL 32408

$659,000

Virtual Tour

https://www.propertypanorama.com/9900-S-Thomas-Drive-2331-Panama-City-FL-32408/unbranded

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,400 Status: Active

Current Price: $659,000 List Date: 3/02/2026 Last Modified: 4/23/2026

Overview

Description

Shores of Panama offers resort-style beachfront living, and this 3BR/3BA penthouse is perfectly positioned to take full advantage of it. Located on the end of the U, this unit sits directly on the Gulf, providing sweeping, unobstructed beach and water views from an expansive wrap-around balcony — an ideal setting for enjoying stunning sunrise views over the coastline. Inside, the spacious layout is ideal for full-time living, a second home, or a high-performing rental. The kitchen is bright and attractive, opening to the living and dining areas and maximizing both functionality and natural light. 3 bedrooms and 3 full baths allow for comfortable accommodations and strong rental appeal, while the penthouse level offers added privacy and an elevated vantage point.

Supplements: This unit also conveys with a dedicated parking space and private storage closet, a valuable bonus within Shores of Panama. Owners and guests enjoy direct beach access and a full suite of amenities including a lagoon-style Gulf-front pool, hot tubs, fitness center, and on-site dining. The location is hard to beat just steps from Pineapple Willy's ... (Read more)

Listing Details MLS# R11167869

General Property Information

Unit Floor #: 23
Property Sub Type: Condominium
Bedrooms Total: 3
Bathrooms Total: 3
Bathrooms Full: 3
Building Area Main: 1400
Building Area Source: Builder
Living Area Main: 1400
Year Built: 2007
Gated Community YN: Yes
Senior Community YN: No
Waterfront YN: Yes
Stories Total: Yes
Direction Faces: South
Pool Private YN: No
Furnished: Furnished

Property Features

Electric: Three Phase Parking Features: Assigned; Deeded Property Condition: Resale Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater Construction Materials: Concrete Cooling: Central Air Association Type: Condominium Heating: Central Interior Features: None Listing Terms: Cash; Conventional Pets Allowed YN: Yes Pets Allowed: Pet Restrictions Possible; Number Limit; Size Limit Possession: Close Of Escrow; Negotiable Restrictions: No Restrictions Security Features: Security Patrol; Security System Sewer: Public Sewer Tax Information: No Homestead Utilities: Cable Available; Sewer Available; Water Available Water Source: Public Waterfront Features: Ocean Front Showing Requirements: Appointment Only Room Types: Kitchen; Living Room; Master Bedroom

Contract Information

Comp Sale YN: No
Original List Price: 659000

Location and Legal

Country: United States
County Or Parish: Bay
County Parish Name: Bay
Street Number: 9900
Street Direction Prefix: S
Street Name: Thomas
Street Suffix: Drive
Unit Number: 2331
City Name: Panama City
State Or Province: FL
Postal Code: 32408
Postal Zip: 32408
Subdivision Name: SHORES OF PANAMA II
Area: 5940 - Other Florida County
Geographic Area: Other
Special Assessment YN: Yes
Parcel Number: 40000675298
Zoning: Residential
Directions: Traveling east on Front Beach Road, turn right on Thomas Drive and the building is at first curve in road on right

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 1500
Association Fee Frequency: Monthly
Association Membership: Mandatory
Membership Fee Required YN: No
Tax Annual Amount: 6693
Tax Year: 2025
Tax Legal Description: SHORES OF PANAMA II UNIT 2331 TYPE U ORB 2835 P 434 3BR 3BA ORB 4438 P 370 1400 TOTAL SF . PK SP #206

Status Change Information

Major Change Timestamp: 2026-03-02T16:16:52Z
Major Change Type: New Listing
Status Change Date: 2026-03-02

More Information

Short Sale Details

Short Sale Addendum: No

Main Level Rooms

Main Level Bathrooms: 3
Main Level Bedrooms: 3

Pet Details

Other Pet Restrictions: Owners only

Storm Protection

Impact Glass: Complete

Showing Details

Pet(s) on Premises: No

Room Types

Kitchen Level: Main
Living Room Level: Main
Master Bedroom Level: Main
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Price Calculations

Current Price To SqFt: 470.71

Originating Details

Originating System Key: 20260206174555593833000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Application Fee Details

Application Fee: 0

Amenities

Business Center: Yes
Elevator(s): Yes
Fitness Center: Yes
Game Room: Yes
Indoor Pool: Yes
Playground: Yes
Pool: Yes
Spa/Hot Tub: Yes
Storage: Yes

Electric

Three Phase: Yes

Parking Features

Assigned: Yes
Deeded: Yes

Property Condition

Resale: Yes

Possession

Close Of Escrow: Yes
Negotiable: Yes

Sewer

Public Sewer: Yes

Utilities

Cable Available: Yes
Sewer Available: Yes
Water Available: Yes

Heating

Central: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes

Construction Materials

Concrete: Yes

Interior Features

None: Yes

Listing Terms

Cash: Yes
Conventional: Yes

Security Features

Security Patrol: Yes
Security System: Yes

Water Source

Public: Yes

Waterfront Features

Ocean Front: Yes

Water Heater Details

Electric Water Heater: Yes

Cooling

Central Air: Yes

Association Type

Condominium: Yes

Showing Requirements

Appointment Only: Yes

Master Bedroom/Bath

Master Bdrm - Ground: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

Pet Restrictions Possible: Yes
Number Limit: Yes
Size Limit: Yes

Restrictions

No Restrictions: Yes

Tax Information

No Homestead: Yes

Room Information

Room Name	Length	Width	Level	Remarks
Living Room	14.00	14.00	Main	Buyer to verify
Kitchen	14.00	14.00	Main	Buyer to verify
Master Bedroom	14.00	12.00	Main	Buyer to verify

Listing Office: Luxe Coastal Realty Group LLC

Last Updated: April - 23 - 2026

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9900 S Thomas Drive 2331, Panama City, FL 32408 (MLS# R11167869)